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Hfc Beneficial Mortgage Review

We have had our mortgage with them since 2001, payments automatically withdraw crom checking so never late. Several years ago it took us a year and a company called NACAS to negotiate a lower interest rate that included escrow and insurance. Now last week we get a foreclosure notice from them. WTF is their problem ? Went to our online account, says its closed !!!!!
1.0
Details
Customer service
Diversity of Products or Services
Interest Rate
Product or Service Quality
Website
#706640
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Reading the reviews of people above, one might say there is something they are doing wrong and somehow it is their fault or negligence that has them in their predicaments. I can testify that everything they are saying sounds true based on my experiences with the...
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Anonymous
Starfly52

They are not based in the United States therefore are not held to our laws. I was told this when Obama was allowing the refinancing programs that with HFC we were not eligible...

1.0
Kendall Park, New Jersey
I didn't like
  • That they are not being held accountable breaking the law
#696066
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My husband and I want to refinance cause interest rates are way lower than what we are paying and our credit is good now but cant because of deferred interest of $35,000. I don't get what that is for. We had a rough couple years after 911 when he lost his job and paid...
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Anonymous
Anonymous

hi..did you get a lawyer

Anonymous
Anonymous

Yes this differed interest is absolute crookery and yes we should file a class action suit.I too have wondered about this for years.

1.3
#686498
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if there's a class action suit I'm in to. HFC is ripping people off. I get flagged on my Taxes and they say may be paying to much interest Really ya think. 1800.00 a month and only 237.00 goes to principle. I had 2 or 3 years of hardship modifications they told me if...
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#616939
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Loan Review

In the year 2000, I took out a loan for 54,000.00 I am trying to do a pay off in 2015, and they are telling me my pay out will be 62,000.00. So where the money go that I PAID them for 15 years and why do I owe them more than I borrow 15 years ago.
#607424
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Every time I receive my statemwnt for the last year it states I owe $780 in differed interest. I have called and complained over and over I have sent them emails and I get no response and they just keep putting on my statement every month. They harrass customers with...
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Anonymous
Anonymous

I have had this very same experience over and over again. My deferred interest is now over $9000.00 as I came to find out when I went to refi with another bank to get away fro...

Anonymous
Anonymous

Am having the same problem, The U.S. Government can't investigate them, The company is no longer in the U.S.When the Market crashed and the Government came down hard on Predat...

#602834
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Other Product Review

This company continues to call my house and ask for someone who we do not know and who does not live here, or ever has. Despite telling them this, they continue to call multiple times/day.
#600945
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We had a bill consolidation loan with HFC/Beneficial which we thought was paid in full. About every couple years we get a settlement offer from Midland financial, stating we owe$22,000??? After investigating this company we have discovered this is a HFC collection...
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Anonymous
aadorn40

first, dispute the account on your credit report. They will then have to submit evidence that you owe this amount or it will be removed.

#591827
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I made a payment out of the wrong account. I was made aware of this mistake when the bank called me and told me what happened. I called HFC and told them what happened, I made the payment over the phone and asked them not to resubmit the WEB payment. I could not go in...
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Anonymous
Linda

Issue has not been resolved and never will be. Actually, they increased my mortgage by 700 dollars and I don't even have an adjustable rate.

1.6
Lewisburg, Pennsylvania
#578454
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I keep getting charged for "Deferred Interest." I keep asking for explnation. I am supposedly way ahead, but I tell the representatives who I talk to that after I pay for my house, I am going to owe for another one with the "Deferred Interest." No one can explain to...
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Anonymous
Anonymous

Oh my I have been complaining to them about this for three years and they do nothing I am getting furios. What can we do to get this resolved? All my statements say I have dif...

Anonymous
Scooter

Did you ever get any resolve? Mine says I owe 1,200 in deferred interest. They can't explain it...

#554606
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