My husband and I want to refinance cause interest rates are way lower than what we are paying and our credit is good now but cant because of deferred interest of $35,000. I don't get what that is for. We had a rough couple years after 911 when he lost his job and paid...Read more
if there's a class action suit I'm in to. HFC is ripping people off. I get flagged on my Taxes and they say may be paying to much interest Really ya think. 1800.00 a month and only 237.00 goes to principle. I had 2 or 3 years of hardship modifications they told me if...Read more
Every time I receive my statemwnt for the last year it states I owe $780 in differed interest. I have called and complained over and over I have sent them emails and I get no response and they just keep putting on my statement every month. They harrass customers with...Read more
Hfc Beneficial Mortgage Review
We have had our mortgage with them since 2001, payments automatically withdraw crom checking so never late. Several years ago it took us a year and a company called NACAS to negotiate a lower interest rate that included escrow and insurance. Now last week we get a foreclosure notice from them. WTF is their problem ? Went to our online account, says its closed !!!!!
In the year 2000, I took out a loan for 54,000.00 I am trying to do a pay off in 2015, and they are telling me my pay out will be 62,000.00. So where the money go that I PAID them for 15 years and why do I owe them more than I borrow 15 years ago.
Other Product Review
This company continues to call my house and ask for someone who we do not know and who does not live here, or ever has. Despite telling them this, they continue to call multiple times/day.
We had a bill consolidation loan with HFC/Beneficial which we thought was paid in full. About every couple years we get a settlement offer from Midland financial, stating we owe$22,000??? After investigating this company we have discovered this is a HFC collection...Read more
I made a payment out of the wrong account. I was made aware of this mistake when the bank called me and told me what happened. I called HFC and told them what happened, I made the payment over the phone and asked them not to resubmit the WEB payment. I could not go in...Read more
I keep getting charged for "Deferred Interest." I keep asking for explnation. I am supposedly way ahead, but I tell the representatives who I talk to that after I pay for my house, I am going to owe for another one with the "Deferred Interest." No one can explain to...Read more
Yes, I am having the same issue; they are calling the fees, Deferred Interest! It has now accumulated up to $3,900! Every time i call them i get a different explanation; there is never a supervisor available and most of the reps are outstationed in India. They honored...Read more
As I sit here wondering where to even start and knowing there's not enough room on this page to write everything that needs to be said, here is my nightmare. First of all this started in 2006 when we refinanced with hsbc. We were told we had a fixed rate and when we...Read more
I am in the same boat as you all. We went with Beneficial back in 2008 to get out of the increasing mortgage rates with Countrywide. They said we could put all our outstanding credit card payments and our mortgage rate would be 9%. Boy where they wrong, when we went to...Read more
I too was ripped off by Beneficial, now who is with me, to start a class action law suit against HFC Benefical around the United States???? Together we can fight them, please all that read this, let us get this started and get us a law firm who will take on this case,...Read more
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